Everything you need
Weather & Natural Disasters
Lightning, windstorm or hail, ice or snow, freezing temperatures, volcanic eruption
Personal Belongings
Your stuff, from decor to furniture to valuables— and everything in between.
Other People's Negligence
Theft, vandalism, explosions, vehicles, riots & civil commotion, and accidental fire & smoke damage
Life's Unexpected Accidents
Falling objects, burst pipes, power surges, malfunctioning AC, water, or heating systems.
